Payment & Refund Policy
- Health Travellers Worldwide (HTW) does not operate on a subscription basis and does not have any recurring subscription charges.
- Full payment is to be made at time of purchase of the HTW Written Treatment Plan Report.
- Once purchased, no partial or full refund will be provided.
- The HTW Written Treatment Plan Report SHALL NOT be exchanged for any other service provided by HTW
- HTW does not store any of your payment information (Debit & Credit Card, Net Banking, UPI, Wallets, etc.) or any other information restricted by the Reserve Bank of India (RBI/SWIFT*/IBAN**/ICC*** guidelines for processing payment and has partnered with payment gateways for the payment towards services.
- In case of any other payment or refund-related issues, Health Travellers Worldwide will make decisions on a case-to-case basis. and Health Travellers Worldwide decision will be final and binding..
* Society for Worldwide Interbank Financial Telecommunications
** International Bank Account Number
***International Chamber of Commerce